The owners of WYGA have been in the investments business for over 30 years. Unlike today's world which seems to be fixated on youth, the better investors are often the older investors. And though Warren Buffet was rather skillful as a young man, he became better at his craft through practice and experience. All investors make mistakes early on, but only the better investors have the skills and temperament to keep their mistakes small and infrequent as is necessary to remain in the game and excel over a long period of time.

Very High Net Worth Investors and Large Corporate and Government Investors may wish to consider allocation part of their holdings in Bank Fixed Deposits to our very conservative, but sound performing investment programs. See Investment Record - Chart for a graphic representation. Funds are kept in trust accounts under client names with a major local investment bank.

WYGA is an investment advisory company located in Malaysia and is licensed by the Securities Commission (Malaysia). Our clients have beaten the FBMKLCI by over 325 bp [3.25 percentage points] per year over the last twenty years with an average annual return of 6.8% per year vs the FBMKLCI return of 3.3% per year. Meanwhile, the average annual variance of client portfolios has been 8.4% vs 16.9% for the FBMKLCI. The Return/Risk ratio of WYGA's clients was about 0.8 far better than the FBMKLCI return/risk ratio of about 0.2. Thus our clients enjoyed BETTER returns with LESS risk per unit of return.