The Wealth Builder portfolio offers returns that average more than 16% per annum with much better risk/return ratio than the FBMKLCI, which is benchmark for Malaysia equity market . In addition, the FBMKLCI has been effectively flat over the last ten years , which makes it quite difficult for the average investor to prosper. This portfolio is slightly more risky than our fixed deposit alternative portfolio, but well suited to clients with a horizon of two to three years or more.